The benefits of taking out Private Health Insurance 

• You could save money by taking out hospital cover*.
• Avoid or limit Lifetime Health Cover (LHC) loading^.
• Select the timing of your treatment.
• Get your choice of doctor and even where you want to be treated.
• Extras cover can help cover the cost of health services that may not be covered by Medicare like dental, physio and optical.
• Access to the Australian Government Rebate on private health insurance can reduce the cost of your insurance.

*Dependent on your income.
^Dependent on your age.

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Benefits of joining a corporate health plan 

One of the perks of being employed by an organisation is your employee benefits. Many organisations have chosen Bupa as its health cover partner – giving you and your family access to cover that’s packed with exciting features and benefits, such as:

• Competitive premiums
• Access to health and wellness programs
• Between 60% and 100% back (depending on the level of your extras cover) for selected services at Members First providers*
• At our Members first Hospitals request a private room when you pre book your overnight stay and if one is not available, receive $50 back per night from the hospital.**
• If you have a family, you can look forward to gap free dental and physio for kids up to the age of 25 at Members First providers on selected Hospital and Extras cover.^
• Access to the ‘no gap’ range of fixed price packages on glasses and contact lenses at Members First optical providers~
• And if your kids are admitted to hospital, we have no excess on hospital cover for kids under 25 on selected covers.^^

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Switching your Health Cover 

It’s easy to switch health cover– take the first step today and get a free comparison with your current health fund. And if you switch to an equivalent level of cover with Bupa, you won’t have to re-serve any waiting periods already served for services that were included under your previous cover.†

Or, if you have existing Bupa cover, contact Bupa about switching to your corporate health plan.

In three simple steps, we can have you covered:

1. Choose your corporate health cover that suits your needs and life stage
2. Apply online, call us on 134 135 or Let us call you back.
3. With your permission, we can contact your previous health fund to cancel your existing health cover and apply for a clearance certificate. This will help us determine if you have access to the same or equivalent level of health cover with Bupa and what waiting periods may apply.

* For most items covering dental, physio and chiro services. Yearly limits, fund rules and waiting periods apply. Excludes orthodontics and hospital treatments. Available on selected packages and standalone extras covers.
** Conditions apply – contact us for details.
^ Gap free dental and physiotherapy is available on selected covers (gap free dental only on Platinum Visitors Cover) when taken with hospital cover on a family membership, when treatment is provided by a Members First dentist or physiotherapist. For most items covering dental and physiotherapy. Excludes orthodontics and hospital treatments. Yearly limits, waiting periods and fund and policy rules apply. Child dependants only.
~On selected optical packages. Optical benefits are subject to your level of cover, Fund and policy rules, waiting periods and yearly limits apply.
^^ No excess for kids is available on selected covers with excess on family memberships.
† Applicable if you transfer within 60 days of leaving your previous health fund and upon receipt of your Clearance Certificate. Waiting periods may apply for benefits or services not fully covered with your previous health cover.

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